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Things to Consider When Purchasing a Car

via: www.creditunionsonline.com

via: www.creditunionsonline.com

Planning to purchase a car? Owning a car is a dream come true for a lot of people. When you are purchasing a car you need to ensure you tread carefully. The first thing that you need to do is select the car that you like taking into account a number of factors. Once you have established the make and model of car and whether you are going to buy a new or used vehicle you will need to consider the following:

Budget is Important

You need to establish a budget for your car of choice. This is probably the most important factor in the process of buying. You can research the prices of a vehicle based on its age and mileage and establish the sort of vehicle you can consider with your budget having already been set by your financial position.

Finance

If you are looking to purchase your vehicle on finance then you need to ensure the finance is affordable and that interest payments are not excessive. There are a number of finance options available in the market place with Hire Purchase Agreements, Lease Agreements, Bank Loans proving to be the most popular. Don’t consider purchasing a vehicle with a credit card over an extended period of time as the interest charges will be extremely high in comparison to conventional finance arrangements.

Discounts 

Are the car dealers offering discounts? ¬†Before you buy a car look at all discounts available. You may find a manufacturer offering a cash-back or some similar incentive to purchase. These up front savings may however be factored into the amount that you are paying over the term of a loan. The deals available may suit your circumstances if you don’t have funds readily available at the time of purchase but will have the funds to pay the finance over time.

Decide between Used and New Cars

Are you looking for a new car or a used car? It is an extremely important decision that you need to make. A lot of people prefer to buy a used car to start with. Obviously used cars are less expensive than their new counterparts as they have depreciated and so they are more affordable. There are several things you need to check if you are planning to buy a new or a used car not least of which will be the finance options available against a new or used vehicle.

What Fuel You Want for Your Car?

You have a number of options when choosing the fuel on which your car should run. You need to decide between these four options:

  • Petrol
  • Diesel
  • Liquified Natural Gas (LNG)
  • Electric/Hybrid

Buying an economical and reliable car is sort of essential these days unless you have unlimited funds available to you. The running costs and the reliability of the different types of fuelling systems are worth thinking about before selecting your car.

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Our staff will co-ordinate the transfer of your personalised number plate with DVLA Swansea and provide updates on transer progress for your convenience and peace of mind. Our cherished number plates can be purchased securely on-line from our website or alternatively by telephone. Premier Plates UK sell cherished numbers owned by clients, government stock and our own stock. Under the Consumer Contracts Regulations 2013 (rules on cancellation H6) we must notify all our clients that our service begins immediately upon placement of your order and subsequently no cooling off period or refunds are given. Please refer to our terms and conditions page for detail relating to the purchase of a uk registration. Premier Plates UK is in no way affiliated to the DVLA. We are a registered reseller of DVLA number plates and use of the term 'DVLA' is only for the purposes of describing the goods and services offered by Premier Plates UK

Premier Plates are a DVLA approved reseller of DVLA number plates and we are a registered supplier of acrylic and classic number plates for cars and motorcycles. We buy personalised registrations from auctions and from members of the public. We are brokers of dvla registrations for members of the public and we provide our marketing service for owners of high value and low value private number plates. We have custom search facilities on our website which allows our customers to search quickly for their ideal number plate. If you are looking for a dateless or a modern style of registration then you will be able to find it and enquire or buy securely online. We also have a sales team available to deal with your enquiry or alternatively to take an order over the phone should you feel nervous about ordering online. Before choosing your ideal plate you need to check on the age of your vehicle and the year qualifier for the new plate in order to make sure it is a transferable number to your vehicle. In purchasing your ideal plate you will need to ensure the vehicle displays the registration in accordance with DVLA regulations and it is recommended that you buy your number plates from us as part of your order.